At Paso Robles Physical Therapy we know how confusing and ambiguous health insurance can be. We are dedicated to making insurance clear and understandable in order for patients to know their benefits and coverage. The staff is adept at obtaining authorizations and explaining financial responsibilities. We are always more than happy to take the time to assist patients. Please, if you have any questions please do not hesitate to call the office.
We are providers for all major insurances including the following:
Department of Veteran Affairs
United Health Care
Auto or Personal Injuries
We do offer a Cash Pay Program
We are NOT providers for HMO's, Cigna, Aetna, United Health Care-CCPN, or AARP Medicare Advantage Plans.
Will my insurance cover physical therapy?
All insurance plans and carriers will vary on coverage for physical therapy. Our staff encourages patients to call their insurance provider and verify their own benefits prior to their treatment. It is vital to find out the yearly deductible, the co-pay, and your maximum out of pocket expenses. You can contact your insurance provider with the contact number that is on the back of your insurance card or you can go to your insurance provider’s website.
Understanding Your Insurance Coverage:
What if you do not have insurance but need physical therapy?
Our office provides a cash pay program that allows patients to receive physical therapy without insurance. Please call our office to see if you qualify, what our cash pay rate is, and what the requirements are.
Will the front office staff assist me with my insurance?
Our front office staff is more than happy to assist you regarding insurance questions. Upon your first visit with our office we will contact your insurance and obtain your eligibility and benefits. We strongly advise that you directly contact your insurance provider personally and obtain all your insurance information. Please keep in mind that all benefits are quoted from your insurance company and not an authorization and promise for payment. We encourage patients to remember that insurance policies are subject to change and can vary beyond our control.